Some states close the window an hour earlier than the federal rule

Hours when solicitations are allowed, local time of the person contacted

Allowed hours for telephone solicitations, federal rule and two state laws Federal rules allow 8 a.m. to 9 p.m. Florida and Maryland allow 8 a.m. to 8 p.m. midnight 6 a.m. noon 6 p.m. midnight Federal (47 CFR 64.1200) · 8 a.m. to 9 p.m. Federal (47 CFR 64.1200) 8 a.m. to 9 p.m. Florida (501.616) · 8 a.m. to 8 p.m. Florida (501.616) 8 a.m. to 8 p.m. Maryland (14-4502) · 8 a.m. to 8 p.m. Maryland (14-4502) 8 a.m. to 8 p.m.

Source: 47 CFR 64.1200(c)(1); Florida Statutes 501.616; Maryland Commercial Law 14-4502